The City of Wheeling, West Virginia


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First Time Homebuyer Program Requirements

To qualify for down payment and closing cost assistance through the First Time Homebuyer Program, the following requirements must be met:

1. The applicant must never have owned a home before.

2. The home to be purchased will be the primary residence.

3. The total, annual household income must not exceed HUD’s Section 8 Income Limits.

4. The applicant must have completed a housing counseling course. Housing counseling is offered through the following organizations:

(304) 233-0953

(304) 797-7733

Family Service Credit Counseling
(304) 232-6733

Community Action Commission of Belmont County
(740) 695-0293

5. The applicant must be prequalified for mortgage financing.

6. The applicant must have a vacant single family home under contract, located within the jurisdiction that they are applying. (Prior to a loan closing, the house must pass inspection by the HOME program inspector.)

There is an initial application fee of $50.00, which is refundable. The borrower is also required to put at least $500 out of pocket toward the down payment or closing costs.

For more information on the First Time Homebuyer Program, please visit the Northern Panhandle HOME Consortium website, or contact one of the following HOME Administrators, depending upon the location in which you would like to purchase a house:

City of Wheeling
Melissa Thompson
(304) 234-3701

Ohio County
Melissa Thompson
(304) 234-3701

City of Weirton
Nicole Jagela
(304) 797-8516

Hancock County
Joyce DeStefano
(304) 797-7733

Brooke County
Joyce DeStefano
(304) 797-7733

Marshall County
Vickey Battista
(304) 233-0830

From the region’s largest trail system, to national schools of excellence, to a reorganized municipal government, the City of Wheeling offers a dynamic environment for you, your family and your business. There are many features that are unique to this area and we are proud of them! Our businesses enjoy the business climate as well with our advanced, motivated work force. The work force also enjoys being active in our various professional organizations. The area boasts year-round entertainment, leisure, sports, music, festivals, dining, shopping, and much more.

Wheeling, Wheeling, WV, West Virginia, City Manager, McKenzie, Economic Development, Events Calendar, Oglebay, Wheeling Chamber, Redp, CVB, Heritage, WVNCC, WJU, WLSC